2009年6月6日星期六

Investment trust products that need to pay attention to several aspects

First, for optimization of the Trust. Although, after rectifying and standardizing the trust industry, the risk of significantly lower, but still concerned about their risk, especially in the classification management background, choice of quality is particularly important to the Trust, which is more robust to the investors trust products . Select the main reference for the Trust as follows: a trust company's financial indicators, including the registered capital, net assets, trust assets, net profit, etc.; the context of the major shareholder of a trust company, as the major shareholder of the private state-owned, state-owned shares as of the state-owned holding of.


Second, the higher the threshold of the trust fund products, poor mobility. The release of the product as a result of the trust can not exceed 200 limit, the higher the threshold of trust funds products, many of the threshold of the trust funds are products of 10 million yuan, and some even 100 million. Therefore, the trust products to investors for more funds.


Third, trust in the design, the use of trust property, management practices, as well as the risk of the trust property and security. Projects for the trust, the trust property the way the elements and other products, investors should also have a more detailed understanding of the key lies in understanding the risk factors and Trust Company as trustee of these risk factors control.
In view of this, investors should be based on their risk tolerance, liquidity preference and investment preferences and risk in the income between the grasp the scale, select the appropriate period, the appropriate degree of risk and liquidity products.

How can management do not blindly

More than the pursuit of financial management and the whole way, I would like to do everywhere, resulting in a decentralized capital, the end pieces which did not do a good job. Mr. Wang is the Chengdu in charge of a foreign business, the work of four years, the hands of small savings and investment is the desire; the only savings of 80,000 yuan, 25,000 yuan for the shares, with 05,000 yuan to stamp collectors, coin collectors to 10,000 yuan, 20,000 yuan for the purchase of the Fund. Recently, I heard the introduction of foreign currency bank and wealth management business, Mr. Wang has been the heart and ready to make trouble, then why not do it earning dollars? Mr. Wang's investment philosophy: eggs not in one basket, multi-try a variety of financial products in order to spread the investment risks. The so-called "Oriental Western light does not shine," one can always make money - this is a lot of people believe in the current financial management. But one year down, Mr. Wang, but it falls short of the investment performance, the stock market losses, the money did not have to move products, only make money open-end funds, but also to buy less. Mr. Wang has been that the risk is not spread it? Or how the investment fails, the proceeds might as well keep the bank?