How can management do not blindly

More than the pursuit of financial management and the whole way, I would like to do everywhere, resulting in a decentralized capital, the end pieces which did not do a good job. Mr. Wang is the Chengdu in charge of a foreign business, the work of four years, the hands of small savings and investment is the desire; the only savings of 80,000 yuan, 25,000 yuan for the shares, with 05,000 yuan to stamp collectors, coin collectors to 10,000 yuan, 20,000 yuan for the purchase of the Fund. Recently, I heard the introduction of foreign currency bank and wealth management business, Mr. Wang has been the heart and ready to make trouble, then why not do it earning dollars? Mr. Wang's investment philosophy: eggs not in one basket, multi-try a variety of financial products in order to spread the investment risks. The so-called "Oriental Western light does not shine," one can always make money - this is a lot of people believe in the current financial management. But one year down, Mr. Wang, but it falls short of the investment performance, the stock market losses, the money did not have to move products, only make money open-end funds, but also to buy less. Mr. Wang has been that the risk is not spread it? Or how the investment fails, the proceeds might as well keep the bank?