2009年5月21日星期四

Three suggestions of female domestic management

At present, women in the family faced financial challenges and more choices for how to do a good job in family financial planning, with a number of financial management principles, to provide three financial management recommendations:

First of all, do a good analysis of assets and expenditure. On the current assets of their own family situation, the balance of payments have a clear understanding, on this basis, develop a good habit of recording, analysis of the composition of household expenditure, which is necessary to consumption, consumption of which is blind to understand the flow of funds of their own family, and then in their daily lives to ensure that the necessary consumption, and reduce unnecessary spending.

Secondly, choose their own investments. Investment channels are now more than ever before, but most women tend to prefer investment herd, if you want to invest in some kind of financial products, first of all is to understand its risks, and then according to their own financial situation and ability to choose to bear their own financial management products. Wealth growth, to ensure that the risk of your controllable range.

Finally, do a good job in all phases of family financial planning. Children's education planning, preparation and so on their own old-age pension is the most important families in financial management, financial management in the family, the advance planning, only fiscal management has clear goals, the family will be possible to achieve the dream.

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