Family financial management to be both offensive and defensive strategies

Learning flexible investment

In general, because of the investment risk to be even voted more than 18 years of age to purchase (if the insured and the insurer is the same person, aged not more than 60 years of age). Winner of the election to buy customers according to their financial goals and risk tolerance to choose a one-time investment in a portfolio of accounts or more accounts in the personal financial goals and risk tolerance change, customers will have the flexibility to assets in the accounts between conversion, without having to bear the cost of any conversion, no restrictions on the transfer of the number.

Cautious on the market expected future customers would like to spread the risks, you can choose to DCA function - the transfer of functions automatically on a regular basis, and then regular monthly amount specified by the customer to the risk-benefit Moses Choi higher level of growth in the transfer of accounts. Regularly scheduled to vote this way can minimize investment risk, but also to seize the investment opportunities in the market.

Risk tolerance for a stronger long-term bullish on the market and customers, can after a one-time investment for additional investment. Customers can also choose a more cautious additional monthly or annual additional investment. 

In addition to flexible investment approach, the Skandia Life is also fully take into account customer demand for capital in the insurance contract after the entry into force of the first three policy years, customers in each policy year are part of a free opportunity to receive. From the insurance contract after the entry into force of the fourth policy year, customers can receive investment account the value of the account. In order to encourage their clients to long-term investment, the purchase of the election winners have the opportunity to customers in the fifth and the tenth policy year policy year special pay huge payment.

Concerned about the protection of family assets

Family financial management to investors, the most easily overlooked is to ensure this, this is also related products for the financial advantage of one of the largest - family members can take into account the accident and health protection. If the winner of the election, including the protection of the deceased, and the first five years of free insurance policies. The insured died after the entry into force in the contract, will receive the value of their investment accounts of the death of 105% premium. Policy since the sixth year, the policyholder can choose whether to purchase the security, can also be purchased in accordance with the needs of their additional risk.